Last updated: 25-09-2026
Welcome to freelancermoneyguide.com, a blog operated by Aylin Romero, based in Spain. These Terms of Service govern your access to and use of the Site. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. About This Site
The Freelancers Money Guide provides educational content about personal finance for freelancers, independent contractors, and gig workers in the United States. The Site is operated from Spain but is directed primarily at a US audience.
2. Not Financial, Tax, or Legal Advice
All content on this Site is provided for general informational and educational purposes only. It does not constitute financial, tax, legal, or professional advice, and should not be relied upon as such. Tax rates, contribution limits, and regulations change over time and may vary by state. Always consult a qualified professional (CPA, financial advisor, or attorney) before making financial or tax decisions.
3. No Guarantees
We make reasonable efforts to keep content accurate and up to date, but we make no warranties, express or implied, about the completeness, accuracy, reliability, or suitability of the information on the Site. Your use of any information is at your own risk.
4. Affiliate Links & Advertising
The Site contains affiliate links to third-party products and services (e.g., tax software, bookkeeping tools, financial platforms) and displays advertising through Google AdSense. We may earn a commission on qualifying purchases or sign-ups made through these links, at no additional cost to you. Editorial content and recommendations are not for sale and are not influenced by affiliate relationships.
5. Intellectual Property
All content on the Site — including text, graphics, logos, downloadable resources, and design — is owned by The Freelancers Money Guide or its licensors and is protected by copyright and other intellectual property laws. You may share or quote brief excerpts with proper attribution and a link back to the original content, but you may not reproduce, republish, or distribute substantial portions of the Site without prior written permission.
6. Third-Party Links
The Site may link to third-party websites not controlled by us. We are not responsible for the content, accuracy, or privacy practices of those sites. Visiting a linked site is at your own risk.
7. User Conduct
You agree not to use the Site to:
- Violate any applicable law or regulation
- Attempt to gain unauthorized access to the Site or its systems
- Scrape, copy, or reproduce content for commercial redistribution without permission
- Interfere with the Site’s normal operation
8. Limitation of Liability
To the fullest extent permitted by law, The Freelancers Money Guide and its owner(s) shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content, including financial losses resulting from decisions made based on information published here.
9. Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use information, including through cookies, Google AdSense, and Google Analytics.
10. Changes to These Terms
We may update these Terms from time to time. Changes take effect when posted on this page with a revised «Last updated» date. Continued use of the Site after changes constitutes acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of Spain, without prejudice to any mandatory consumer protection rights you may have under the laws of your country of residence, including the United States, where applicable.
12. Contact
Questions about these Terms can be sent to: aromeropolonio@gmail.com